Terms & Conditions
Please read the following terms of use & disclaimer carefully before using this website. By using this site, you agree to these terms of use. If you do not agree to these terms, you may not use this site.
The use of this website www.buymerchant.com is governed by the policies, terms & conditions set forth below. Please read them carefully. When you use this website, place an order via the Internet or issue a purchase order from your company to Buy Merchant INC, which indicates your acceptance of these terms & conditions. Buy Merchant INC reserves the right to make changes to the terms & conditions at any time.
We reserve the right to substitute any out of stock merchandise with one of similar stature and value.
You will be charge a 20% restocking fee and the same 20% fee for any canceled order regardless of the reason.
Trusted Safe and Secure Buying
Protecting you also helps us grow so Shop safe and secure with Buy Merchant INC. Because we care about the safety of your credit card transaction, the company servers uses Triple Secure (SSL), an encryption technology that works with most modern web browsing software so that unauthorized parties cannot read the information that you send. Not even our employees have access to your vital and sensitive information. It's our way of making sure your credit card is safe and secure.
Buy Merchant will not collect any information about your company's personnel unless specifically & knowingly provided by such individuals. Examples of such information are: name, company name, postal address, email address, phone number and product commentary or questions. Upon the purchase of products only such information will be used for shipping purposes only.
Privacy Policy for Receiving Bank Payments
This Privacy Policy explains how we collect, use, store, and protect customer information when receiving payments through bank transfer, ACH, wire transfer, or other financial channels. By submitting payment information, you agree to the terms outlined below.
1. Information We Collect
When customers make a payment by bank transfer or other direct payment method, we may collect the following information:
Full name
Billing address
Bank account name
Last four digits of the bank account number (if provided)
Transaction details (amount, date, reference number)
Contact information (email, phone, etc.)
Payment confirmation documents such as receipts or bank statements voluntarily provided by the customer
We do not request or store full bank account numbers, online banking passwords, debit PINs, or sensitive login information.
2. How We Use Your Information
We use your information only for the following purposes:
Processing and verifying payments
Matching payments to customer orders or invoices
Sending payment confirmations or receipts
Detecting and preventing fraud
Complying with legal, financial, or tax obligations
Resolving disputes, chargebacks, or payment inquiries
We do not sell, rent, or share your banking information for marketing or advertising.
3. How We Store and Protect Your Information
We take data security seriously. Your information is protected through:
Encrypted storage systems
Secure access controls
Limited employee access on a need-to-know basis
Firewalls and security monitoring
Secure payment logs and encrypted email communication
Any paper documents containing customer payment information are stored securely and destroyed when no longer needed.
Sales Tax and Tax Exempt Information
Persons or Companies engaged in the business of retail or buying to sell for a profit are eligible for reseller certification. As such you may be entitled to notification of special offerings and a tax exempt status.
You may be required to transmit a copy of your State's sales or use tax permit and a signed statement attesting to the nature of your business to Buy Merchant INC.
It is the policy of the company to charge applicable sales tax if retailers do not supply the appropriate reseller tax identification certificate as required. The company is not responsible for additional tariffs, duties or any form of taxation that applies to items shipped to other states or outside the United States.